San Antonio Chapter 7 Bankruptcy Attorney

Debt Liquidation Through Bankruptcy

Individuals seeking debt relief may find bankruptcy to be the most effective solution. Bankruptcy offers protections that debt consolidation cannot: freedom from the liability of debt.

Contact a San Antonio, Texas, bankruptcy attorney to discuss how Chapter 7 bankruptcy can work for you. Call our law firm at 210-532-2206.

Chapter 7 bankruptcy is a type of bankruptcy for consumers that liquidates debt. Certain assets are sold off to settle debts with creditors. However, debtors are allowed to keep exempt property, which may include motor vehicles, wages, tools needed to perform a job, insurance benefits, Social Security benefits, and other assets.

One of the most frustrating things for people dealing with debt is non-stop collection actions by creditors: letters, phone calls, and more. As soon as you file bankruptcy, creditors are legally required to stop contacting you. You can immediately feel the freeing effects of bankruptcy.

Bankruptcy also stops repossession. If you fear losing your car because you can't make payments, it may be wise to consider bankruptcy as an option.

New Bankruptcy Laws

Despite what you may have heard about new bankruptcy laws passed in 2005, most people who wish to file Chapter 7 bankruptcy still can. Now, individuals are required to pass a bankruptcy means test to determine eligibility for Chapter 7 bankruptcy. This test considers a debtor's income and other factors. An individual who does not pass the means test can still file Chapter 13 bankruptcy.

Contact a Bexar County, Texas, Means Test Attorney

To learn how bankruptcy can provide credit card relief, stop foreclosure, and provide debt relief, contact a San Antonio Chapter 7 bankruptcy lawyer today.

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Most initial consultations are free

Credit cards and flexible payment options

Extended hours available

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.