San Antonio Chapter 13 Bankruptcy Attorney
Are you in serious financial distress? If you are struggling to pay your bills, if creditors are contacting you non-stop, and if you have no idea how you can get out of your debt situation, it may be time to consider bankruptcy as an option.
Bankruptcy allows you to eliminate your debt and start fresh. At the Law Offices of Raymond J. Vale, we can explain your options and help you decide if bankruptcy is right for you.
Contact a San Antonio, Texas, bankruptcy attorney to discuss how Chapter 13 bankruptcy can work for you. Call us at 210-532-2206.
Chapter 13 Bankruptcy Explained
Chapter 13 bankruptcy reorganizes debt. An individual's debts are not fully discharged, but rather reorganized allowing the debtor to make payments over a set period of time, usually three or five years.
If you did not pass a bankruptcy means test, you cannot file Chapter 7 bankruptcy. However, you can still file for bankruptcy protection under Chapter 13. Like Chapter 7, Chapter 13 bankruptcy does the following:
- Stops creditor harassment
- Stops repossession
- Stops creditor lawsuits
- Eliminates credit card debt
But unlike Chapter 7, Chapter 13 also stops home foreclosure. If you are struggling with debt and are worried about losing your home, Chapter 13 bankruptcy may be your best option.
Contact a Bexar County, Texas, File Personal Bankruptcy Lawyer
To learn more about debt reorganization, contact a San Antonio Chapter 13 bankruptcy attorney from our law firm.
Se habla Español
Most initial consultations are free
Credit cards and flexible payment options
Extended hours available
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.